:root {
  --ink: #11191c;
  --night: #0a151e;
  --blue: #123d50;
  --cream: #f5f0e7;
  --sand: #e9ddc8;
  --orange: #dc7d3d;
  --yellow: #f5ca68;
  --line: #1721242b;
  --serif: Georgia, serif;
  --sans: Inter, system-ui, sans-serif;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  background: var(--cream);
  color: var(--ink);
  font: 17px/1.65 var(--sans);
}

a { color: inherit; text-underline-offset: 4px; }

.wrap { width: min(1120px, calc(100% - 40px)); margin: auto; }

header { background: var(--night); color: #fff; }

.nav {
  min-height: 80px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.brand { font: 400 1.25rem/1 var(--serif); text-decoration: none; }

.brand span {
  display: block;
  margin-top: 5px;
  color: #aab8b9;
  font: 700 .61rem/1.3 var(--sans);
  letter-spacing: .15em;
  text-transform: uppercase;
}

nav { display: flex; gap: 20px; font-size: .86rem; }
nav a { color: #dde8e8; text-decoration: none; }

.hero {
  padding: 90px 0 78px;
  background: var(--night);
  color: #fff;
  border-bottom: 8px solid var(--orange);
}

.eyebrow {
  margin: 0 0 18px;
  color: var(--yellow);
  font-size: .72rem;
  font-weight: 800;
  letter-spacing: .16em;
  text-transform: uppercase;
}

.hero h1,
h2,
h3 {
  font-family: var(--serif);
  font-weight: 400;
  letter-spacing: -.045em;
}

.hero h1 {
  max-width: 900px;
  margin: 0;
  font-size: clamp(3.2rem, 6.4vw, 6.2rem);
  line-height: .9;
}

.hero p {
  max-width: 700px;
  margin: 30px 0 0;
  color: #d1dddd;
  font-size: 1.14rem;
}

.hero .contact {
  display: inline-block;
  margin-top: 30px;
  padding: 12px 17px;
  background: var(--yellow);
  color: var(--night);
  font-size: .88rem;
  font-weight: 800;
  text-decoration: none;
}

.duotone-defs {
  position: absolute;
  width: 0;
  height: 0;
  overflow: hidden;
}

.advisory-visual { padding: 50px 0 0; }

.advisory-media {
  margin: 0;
  overflow: hidden;
  aspect-ratio: 16 / 9;
  background: var(--night);
  border: 1px solid var(--line);
  box-shadow: 12px 12px 0 var(--sand);
}

.advisory-media img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.advisory-media--photograph img { filter: url('#sa-duotone-gold'); }

.advisory-media--illustration {
  background: var(--blue);
  box-shadow: 12px 12px 0 var(--blue);
}

.section { padding: 78px 0; }

.section h2 {
  max-width: 760px;
  margin: 0 0 20px;
  font-size: clamp(2.2rem, 4vw, 4rem);
  line-height: .96;
}

.section > p { max-width: 740px; font-size: 1.07rem; }

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-top: 40px;
}

.card {
  display: flex;
  flex-direction: column;
  min-height: 260px;
  padding: 28px;
  background: #fff;
  border: 1px solid var(--line);
  text-decoration: none;
}

.card:hover { background: var(--sand); }
.card h3 { margin: 18px 0 10px; font-size: 1.85rem; line-height: 1; }
.card p { margin: 0; color: #526164; font-size: .94rem; }
.card span { margin-top: auto; padding-top: 24px; color: var(--blue); font-size: .82rem; font-weight: 800; }

.band { padding: 78px 0; background: var(--blue); color: #fff; }

.band h2 {
  max-width: 760px;
  margin: 0 0 18px;
  font-size: clamp(2.3rem, 4.5vw, 4.4rem);
  line-height: .95;
}

.band p { max-width: 720px; color: #d3e0e0; font-size: 1.08rem; }

.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  margin-top: 42px;
}

.step { border-top: 1px solid #fff6; padding-top: 16px; }
.step b { color: var(--yellow); font: 400 1.45rem var(--serif); }
.step h3 { margin: 14px 0 8px; font-size: 1.55rem; }
.step p { margin: 0; color: #d3e0e0; font-size: .94rem; }

.content { max-width: 750px; padding: 68px 0; }
.content h2 { margin: 50px 0 17px; font-size: clamp(2rem, 4vw, 3rem); line-height: 1; }
.content p { margin: 0 0 23px; }
.lead { font: 1.25rem/1.62 var(--serif); }

.callout {
  margin: 36px 0;
  padding: 25px 28px;
  background: #fff;
  border-left: 5px solid var(--orange);
  font: 1.2rem/1.4 var(--serif);
}

.list { padding: 27px; background: var(--sand); }
.list h2 { margin: 0 0 12px; font-size: 1.9rem; }
.list ul { margin: 0; padding-left: 20px; }
.list li { margin: 8px 0; }

.related-links {
  margin: 42px 0;
  padding: 24px 27px;
  background: #fff;
  border-top: 4px solid var(--yellow);
}

.related-links p {
  margin: 0 0 11px;
  color: var(--blue);
  font-size: .72rem;
  font-weight: 800;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.related-links ul {
  margin: 0;
  padding-left: 19px;
}

.related-links li { margin: 7px 0; }

.related-links a {
  color: var(--blue);
  font-weight: 800;
}

.foot { padding: 42px 0; background: var(--night); color: #b5c4c6; font-size: .82rem; }
.foot a { color: var(--yellow); }

@media (max-width: 760px) {
  .grid,
  .steps { grid-template-columns: 1fr; }

  .hero { padding: 65px 0; }
  .section,
  .content { padding: 55px 0; }

  .advisory-visual { padding-top: 32px; }
  .advisory-media { box-shadow: 7px 7px 0 var(--sand); }
  .advisory-media--illustration { box-shadow: 7px 7px 0 var(--blue); }

  .nav { min-height: 72px; }
  nav { gap: 13px; font-size: .78rem; }
}

.guide-prompt{padding:50px 0;background:#e6f0ee}.guide-prompt h2{max-width:760px;margin:0 0 12px;font-size:clamp(2rem,3.6vw,3.4rem);line-height:1}.guide-prompt p{max-width:740px}.guide-prompt a{display:inline-block;margin-top:12px;padding:11px 16px;background:var(--night);color:#fff;font-weight:800;text-decoration:none}.guide-prompt a:hover{background:var(--blue)}